

Terms of Use
UNIVERSAL FAMILY PUBLISHING
Effective Date: November 3, 2026
1. Acceptance of Terms
Welcome to the Universal Family Publishing corporate website (the “Website”). The Website is operated by Universal Family Publishing (“we,” “us,” or “our”). By accessing or using this Website, you agree to these Terms of Use (“Terms”). If you do not agree, please discontinue use of the Website.
These Terms apply to this corporate Website only. Individual publications in our network may have their own terms, privacy policies, and additional rules.
2. Purpose of the Website
The Website provides information about Universal Family Publishing, our digital publications, editorial contributors, audiences, and opportunities for advertising, sponsorship, writing, and publishing partnerships.
The Website is provided for informational and business communication purposes. Descriptions of potential advertising or partnership opportunities are not binding offers. Any engagement, placement, fee, deliverable, or other commercial arrangement must be agreed to separately in writing.
3. Permitted Use and Prohibited Conduct
You may access and use the Website for lawful personal or business purposes. You agree not to:
Use the Website for unlawful, fraudulent, deceptive, or harmful activity.
Attempt to gain unauthorized access to the Website, its servers, or connected systems.
Introduce malware, disrupt the Website, or interfere with other visitors’ use.
Scrape or systematically copy Website content using automated means in a way that violates applicable law or our rights, or bypass technical access restrictions.
Impersonate another person or submit misleading information through the contact form.
Use Website materials to imply our endorsement or affiliation without written permission.
4. Intellectual Property
Unless otherwise indicated, the Website’s text, layout, graphics, logos, branding, and other original materials are owned by Universal Family Publishing or used with permission and are protected by applicable intellectual property laws.
You may view and print reasonable portions of the Website for your own informational use, provided you preserve any copyright or attribution notices. You may not reproduce, republish, distribute, modify, sell, or commercially exploit substantial portions of the Website without prior written permission, except where permitted by law.
Names, logos, photographs, article excerpts, and other materials associated with third-party publications, contributors, and partners remain the property of their respective owners.
5. Editorial Information and No Professional Advice
We aim to present accurate, helpful information, but Website content may be incomplete, change over time, or contain errors. We do not guarantee that all information will always be current, accurate, or suitable for a particular purpose.
Information about finance, insurance, health, travel, products, or other topics is provided for general informational purposes only. It is not individualized financial, investment, insurance, medical, legal, or other professional advice. Consult an appropriately qualified professional when making decisions that require specialized guidance.
6. Links to Our Publications and Third-Party Websites
The Website may link to publications within our network and to external websites, articles, services, or resources. Those websites may have different owners, policies, and practices.
Unless expressly stated, a link does not mean that we endorse, control, or guarantee the linked website or its content. You access third-party websites at your own discretion and should review their applicable terms and privacy policies.
7. Advertising and Business Partnerships
The Website may describe advertising inventory, sponsorship opportunities, audience characteristics, and services offered across our publishing network. Any figures or descriptions are informational and may change.
Submitting an advertising, sponsorship, publishing, or other business inquiry does not create an agency, partnership, employment, client, or contractual relationship. Final commercial terms, if any, will be set out in a separate written agreement.
Editorial content and advertising arrangements on individual publications may be subject to additional disclosures and policies on those publications.
8. Contact Forms and Unsolicited Materials
When contacting us, you agree to provide information that is accurate to the best of your knowledge and that you are entitled to share. Please do not submit passwords, sensitive personal information, confidential trade secrets, or material you lack permission to disclose through the general contact form.
You retain ownership of original materials you submit. By sending an inquiry, you permit us to receive, review, retain, and respond to the submission for the purpose of evaluating your message and potential business relationship, in accordance with our Privacy Policy. We are not obligated to respond, publish, compensate you for, or enter into an agreement concerning unsolicited proposals or materials.
9. Privacy
Our collection and use of personal information is described in our separate Privacy Policy, available through the Website footer. Please review that policy for information about contact submissions, cookies, service providers, and your privacy choices.
10. Website Availability and Changes
We may revise, update, suspend, or discontinue any portion of the Website at any time. We do not guarantee uninterrupted access or that the Website will be free from errors, security incidents, or technical difficulties.
11. Disclaimer of Warranties
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
Nothing in these Terms excludes warranties or protections that cannot lawfully be excluded.
12. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UNIVERSAL FAMILY PUBLISHING AND ITS OFFICERS, EMPLOYEES, AGENTS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO USE OF, OR INABILITY TO USE, THE WEBSITE.
Nothing in these Terms limits liability that cannot lawfully be limited or excluded. Any other liability will be subject to applicable law and the facts of the claim.
13. Changes to These Terms
We may revise these Terms from time to time. When changes are made, we will update the effective date shown above. Your continued use of the Website after revised Terms are posted constitutes acceptance of the revised Terms to the extent permitted by applicable law.
14. General Provisions
If a provision of these Terms is found unenforceable, the remaining provisions will continue to apply to the extent permitted by law. Our failure to enforce any provision does not waive our right to enforce it later. These Terms do not replace any separate written agreement between you and Universal Family Publishing.
15. Contact Information
Questions about these Terms may be directed to:
Universal Family Publishing
1690 Watertower Place
Suite 100 #143
East Lansing, MI 48823
Email: info@universalfamilypublishing.com